Privacy Policy

What does The Peoples Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and credit history
Account balances and overdraft history
Transaction history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons The Peoples Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does The Peoples Bank share?	Can you limit this sharing?
For our everyday business purposes- such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For our joint marketing with our financial companies	No	We don’t share
For our affiliates’ everyday business purposes- information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For our nonaffiliates’ to market you	No	We don’t share

Questions? Call (912) 534-5101 or (912) 422-7400 or go to www.thepeoplesbank.com

What we do

How does The Peoples Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Peoples Bank collect my personal information?

We collect your personal information, for example, when you

apply for a loan or open an account
use your credit or debit card or make a wire transfer
show your driver’s license

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes- information about your creditworthiness
affiliates from using your information to market you
sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – companies related by common ownership or control. They can be financial and nonfinancial companies.

The Peoples Bank has no affiliates

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies

The Peoples Bank does not share with nonaffiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

The Peoples Bank doesn’t jointly market.